Friday, December 3, 2010

Top tips for christmas planing

1. Plan early for Christmas
Be realistic and budget accordingly. Work out how much you are going to spend on each person – and stick to it. Manage expectations as to what you or Santa can give.
2. Don't forget the everyday bills
Remember that rent, the mortgage, utility bills, food bills and other existing debts still have to be paid – and the consequences can be severe if they're not. Even though it's Christmas, get your priorities right.
3. Don't bank on an overdraft
If you do need more money, don't just run up an overdraft without talking to your bank first – it will work out much more expensive.
4. Keep things simple
If you can afford to pay for your goods outright by cash, cheque, or debit card, don't be persuaded to take out extended credit agreements unless they really do work out cheaper.
5. Shop around
Try as many different places as possible to find the best price. Buy what you want and not what other people say you need. Be wary of extended warranties; the cost of a repair could be less than the cost of the warranty.
6. Buy safe to be safe
Whatever the deal, whatever the temptation, don't buy from unauthorised traders and don't borrow from unauthorised lenders. The initial savings and convenience may prove to be a false economy.
7. Read the small print
Check for hidden extras in any credit agreement. Work out the total amount payable. Ensure that the monthly instalments are within your budget before signing. Interest free credit can seem attractive, but if you don't pay on time, or miss a payment, you could have to pay a lot more.
8. Do your own credit checks
If you are going to use a credit card, shop around and compare terms. Some cards charge high interest rates, but provide interest free periods or discounts. Budget for all these costs and put the payment dates in your diary.
9. Be disciplined
There's a lot to remember at Christmas. If you've borrowed money don't forget that it won't be long before you have to make a payment. Make sure you pay on time, even if it is only the minimum, or you will be faced with additional charges.
10. Start planning and saving for next Christmas
Once Christmas is over, it's worth looking at what you did well and what you didn't. Learn from your mistakes and start planning how you will do things differently next year.

Thursday, December 2, 2010

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Tuesday, November 30, 2010

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Sunday, November 14, 2010

How to get a good job in a bad economy

Job hunting is tough right now, but absolutely not impossible. The key to finding and keeping work in tough times is the same as in good times: action. The more positive action you take, the better your chances of landing a great gig. Here are 7 tips, and I promise many more in the coming weeks and months.
1. Be smarter, faster and better. I wish I could offer you a magic piece of advice about job hunting and working in a bad economy, a piece of wisdom that I’ve been saving for this type of situation. However, my best advice is to use all of the same job hunting and career management tips I always advise, but do them smarter, faster and better (which, by the way, is the title of a book I co-wrote with the fabulous executive coach Karlin Sloan).
Being smarter, faster and better means:
  • Updating your resume to include examples of how you thrive in challenging times, how you excel at stretching a budget, how you can bring in new clients and new revenue right away.
  • Making 5 calls a day to networking contacts, rather than making 5 a week.
  • Attending one networking event a week, rather than one a month.
  • Following up immediately after you meet someone or learn of an opportunity. Return calls right away, send a thank you email the same day you have an interview, send in a resume as soon as you learn of an opportunity.
In any situation, ask yourself, “What would be the smartest, fastest and best way to handle this situation?” and do just that.
2. Try new strategies. We all get into ruts — going to the same networking events, talking to the same people at our association meetings, setting up the same keywords on the same employment websites, writing the same phrases in every cover letter.
STOP!
The same old stuff will no longer cut it. As Albert Einstein said, the definition of insanity is doing the same thing over and over again and expecting different results.To get a job in a bad economy, you have to cast a wider net and be more creative than ever. Try some new and different keyword searches as you look for jobs online. Challenge yourself to attend networking events in totally new industries, towns or social circles. Start looking in the newspaper if you’ve never done that before. Look for jobs at small companies if you’ve always worked for big corporations (and vice versa).
3. Find ways to make some extra money so you aren’t desperate and panicky. Potential employers can smell desperation and it isn’t attractive. If you are totally stressed out about paying the rent, you won’t be in the best frame of mind to conduct a proactive job search. One great way to make some extra cash without working fulltime is tutoring (for high school courses, college application essays, SATs, GMATs, etc. You can apply to tutor for Kaplan, Princeton Review or advertise your services on Craigslist). Bootstrapper has a list of 77 more ways to make money on the side so you can stay afloat while you look for your next career move.
4. Freelance full-time.  You may find that your “on-the-side” gig turns into a new career. That’s actually how I started my own business as a writer and speaker. It happened during the difficult economic period following 9/11. My dot-com job had disappeared and, while I was networking with former clients and colleagues, I started receiving offers to complete small projects for them. I said yes to anything and everything — I wrote marketing plans, nonfiction book proposals, nonprofit grant proposals, resumes, bios and newsletter articles for an hourly rate. I spoke to high school students, Girl Scouts, Rotary clubs and chambers of commerce. As the months went on, I eventually created business cards, a website, a portfolio and a one-pager about my services. That was in 2002 and I’ve never worked full-time again.
Freelancing, consulting and self-employment are not for everyone, but if you’ve been considering entrepreneurship, now might be the time to make the leap. My favorite “starter” books on this subject are Six-Figure Freelancing and Getting Started in Consulting.
5. Move to a city with jobs. If you’ve been thinking about relocating, you might want to consider a place that is thriving despite the economic downturn. BusinessWeek.com has a list of the best places in the U.S. to “ride out the recession.” I don’t necessarily advise uprooting yourself for the potential of a good job, but if you’ve been thinking about moving anyway or have some very strong leads in a thriving city, it could be a smart decision right now.
6. Move to an industry sector with jobs. If you don’t want to move to a new city, pay attention to the industries the BusinessWeek.com article highlights as growing: healthcare, education, law, energy and government. HRWorld offers its own list of top 25 careers to pursue in a recession and Career Hub shares a ranking of 72 recession-proof industries. Consider expanding your job search into one of these industries. For instance, if you’ve been applying to finance jobs on Wall Street, consider applying for finance jobs at a pharmaceutical company or a university. If you’re interested in management consulting, think about a firm that specializes in healthcare or energy consulting. If you’ve thought about teaching, do it!
p.s. If you own your own business or work for a small company, these recession-proof industry lists will help you determine where to pursue new clients and customers.
7. Help other people. Now is the time to be extra generous in helping other people with job leads, event invitations, networking contacts, advice and moral support. When you see a job listing that’s perfect for a friend, forward it with an encouraging note. Call up a fellow job seeker and invite him over for a cup of coffee and a chat. Barter your strengths (editing, public speaking, outfit coordination) with a friend who has strengths that you don’t. “Paying it forward” makes you feel good and it’s bound to come back to you in kind.

Wednesday, November 10, 2010

latest jobs

Nigeria - Lagos - Job Vacancies, Offers - Human resources - A173947
notice is hereby given to all candidate who applied for employment...

Nigeria - Lagos - Job Vacancies, Offers - Human resources - A173946
we are a leading multinational company in the global pharmaceutical...


Nigeria - Lagos - Job Vacancies, Offers - Human resources - A173949
we are an emerging world class group of companies with major...

Nigeria - Lagos - Job Vacancies, Offers - Auditor, Accountant - A173980
national drug law enforcement agency - notice is hereby given to...

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Nigeria - Ibadan - Job Vacancies, Offers - Education, training - A173899
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Nigeria - Abuja - Job Vacancies, Offers - Others - A173896
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Nigeria - Lagos - Job Vacancies, Offers - Security, Caretaker - A173702
2010-11-09 Report abuse
are your cloth dirty and you need the services of a washer man to...

Nigeria - Lagos - Job Vacancies, Offers - Others - A173895
for more details, visit www.nigeriajobspace.com now


Nigeria - Lagos - Job Vacancies, Offers - Travel, Leisure, Tourism - A172455
Nigeria - Lagos - Job Vacancies, Offers - Human resources - A173259
a topmost oil and gas recruiting company seeks to employ core hr...

Nigeria - Lagos - Job Vacancies, Offers - Others - A173323
are you looking for your perfect match for long lasting...

Nigeria - Calabar - Job Vacancies, Offers - Marketing, Advertising, Media - A172948
a leading manufacturing company in table and sachet water in...

Nigeria - Lagos - Job Vacancies, Offers - Marketing, Advertising, Media - A173260
outweigh your competitors with the quality of your campaign...


Nigeria - Abuja - Job Vacancies, Offers - IT, Internet, Electronics - A169878
2010-10-30 Report abuse
zain nigeria is recruiting for: 1) regional marketing manager,...


Nigeria - Port Harcourt - Job Vacancies, Offers - Others - A170200
brunel oil is recruiting for recruitment consultants and...

Nigeria - Lagos - Job Vacancies, Offers - Human resources - A171932
see: skills and experience for employment ? are you tired of...

Nigeria - Lagos - Job Vacancies, Offers - Others - A171509
maersk is recruiting for crane electricians, crane mechanics, pmt...

Nigeria - Lagos - Job Vacancies, Offers - Logistics, transport - A172458
Nigeria - Abuja - Job Vacancies, Offers - Human resources - A171935
the new management of duncan group of companies (maritime and


Thursday, November 4, 2010

CURRENT NIGERIA HOT JOB

Fresh Graduate Trainee Manager Vacancy at Sundry Foods, Abuja

Fresh Graduate Trainee Manager Vacancy at Sundry Foods, Port Harcourt Sundry Foods Limited is an integrated food services company operating out of Port Harcourt, Nigeria and providing a full range of products and services ranging from industrial catering, retail food services & restaurants and bakery. Sundry Foods Limited is recruiting ...

ExxonMobil Careers: Recruitment for Global Geoscience Campus 2011

ExxonMobil Recruitment for Global Geoscience Campus 2011 The locations are: Australia, Canada, Germany, Indonesia, Libya, Malaysia, Nigeria, Norway, Russia, United Kingdom, USA AutoReqId 8804BR Job or Campus Folder 2011 Global Geoscience Campus* Job Description Degree/Discipline ...

Eminent Technologies Recruiting for Marketing Executives

Posted on : Nov 03 2010
Posted under ICT Jobs in Nigeria, IT Jobs in Nigeria, Sales Jobs in Nigeria
Eminent Technologies Recruiting for Marketing Executives Eminent is a leading provider of software development and consulting services on the Microsoft platform. The solutions we build help our customers achieve profitable growth, reduce costs and take advantage of new business opportunities. Our consultants deliver value according to each customer's ...

MSH Nigeria NGO Vacancy for PRocurement Officer

Posted on : Nov 03 2010
Posted under BSc Jobs in Nigeria, HND Jobs in Nigeria, NGO Jobs in Nigeria
MSH Nigeria NGO Vacancy for PRocurement Officer Management Sciences for Health (MSH) saves lives and improve health, especially among the world’s poorest and most vulnerable people, by closing the gap between knowledge and action in public health. We live our mission to save lives and improve the health ...

Courdeau Catering Services Jobs: Vacancy for Trainer, Chefs and Cooks

Courdeau Catering Services Jobs: Vacancy for Chefs and Cooks VACANCIES Our company, a professional Catering  Services firm in Port Harcourt requires the services of a professional CATERING TRAINER 1. Trainer REQUIREMENTS: Catering trainer  applicants should possess the following Level 3 citiy & guilds certificate in catering Teaching and training qualification Compuer Litercay qualification Candidate must possess the capacity ...

IITA Fresh Graduate Trainee Recruitment Programme November 2010 (International Institute of Tropical Agriculture, Ibadan)

IITA Fresh Graduate Trainee Recruitment Programme 2010 (International Institute of Tropical Agriculture, Ibadan) The Graduate Trainee Program (GTP) which is designed to meet specific manpower needs of the Institute involves intensive one-year training in the Institute’s Operational Research Support Units.  Successful Trainees under the GTP will be offered ...